100% Refund if we either have to cancel because of Government Covid restriction or you have
problems with entry to Canada
100% Refund if you cancel (but with a $10 processing fee) before August 15, 2022
50% Refund before September 1, 2022 (or a transfer to another person or to next year is also possible)
After September 1, 2022 there are NO REFUNDS except as above (but a transfer to another person or to next year is possible)
If a transfer is requested there is a $10 processing fee.